Lima Insurance Ohio 45804

Welcome to Our Insurance Office at 2308 Harding Hwy, Lima, Ohio 45804

It’s time to start paying less for your insurance. Welcome to Acceptance, where you can find low-cost policies for every aspect of your life in Lima. Whether you need car, motorcycle, SR-22, or renters coverage, you can get a quick, affordable quote from a local agent in the 45804 area. Because Acceptance agents live right in your neighborhood, you know you’re getting the best options for insuring your vehicle on I-75 as you head to Dayton or for protecting your dream rental near Foundry Park. Quotes are quick, so you can compare competitive rates and pick out a plan in just a few minutes. Visit the team at 2308 Harding Highway, Lima, Ohio 45804, in the same shopping center as Verizon, to discover why your neighbors in Lima are switching to Acceptance.

How to Get to the Acceptance Office in Lima, Ohio 45804

When you’re ready to start saving, enter 2308 Harding Highway, Lima, Ohio 45804, into your navigation app and follow the step-by-step directions. If you want to drive in Ohio, you need car insurance, and you can discover custom solutions at your local Acceptance.

Here’s how to find Acceptance from different spots around Lima.

From Elm St:

• Leaving central Lima, head east on Elm St
• At the traffic circle, take the first exit onto Bellefontaine Ave
• After the Western Union on your left, keep straight to merge onto OH-117 E
• Once you see the Aldi on your right, take a right into the shopping center
• Head straight until you see Acceptance come up on the left

From Ottawa Metro Park:

• Head west on Ada Rd
• Turn left onto Roush Rd
• Take a left onto Reservoir Rd, then turn right onto Fenway Dr
• Turn right onto Devonshire Dr, then take another right onto OH-309 W
• After Lost Creek Blvd, take the next left into the shopping center to arrive at Acceptance

The Lima Acceptance office is located in a busy shopping center with grocery stores, fast food spots, and retail outlets, so it’s easy to set up your insurance policy while running errands. Give the agents a call at 419-481-8027 if you’re having trouble finding the location.

Reasons to Choose Acceptance Insurance

Acceptance is more than just an insurer. It’s your partner in securing your life in Lima. This company takes all the stress out of the coverage shopping process with convenient locations and affordable, transparent prices. By visiting your local office, calling the team, or exploring rates online, you can get a quick quote and start saving right away. Whether you’re looking for cheap auto insurance in Lima or want to add a renters policy to your account, friendly Acceptance agents have solutions waiting for you just down the road.

Acceptance Offers Multiple Types of Insurance Plans in Lima

If you drive one of the 29,599 registered vehicles in Lima or rent a home in the area, you can handle all your security needs at Acceptance. The team has SR-22 plans, motorcycle policies, renters coverage, and affordable car insurance in Ohio.

Affordable Motorcycle Insurance in Lima, 45804

There are almost a thousand registered motorcycles in Lima, and you can find plenty of people riding their bikes around the city streets. If you ride a motorcycle, the right coverage can keep you in line with Ohio’s coverage requirements and keep you safe on the road. Motorcycle insurance can pay for bodily injury and property damage claims if you get into an accident. Some plans will even cover hail damage, vandalism, and theft.

Low-Cost Renters Insurance in Lima, 45804

About 54.3% of Lima residents are renters, meaning most people in the area can benefit from renters insurance, which provides direct protection for the valuables you keep in your home. If your belongings are stolen or damaged, you can file a claim for reimbursement. Renters coverage can also help pay for claims your landlord’s homeowners insurance doesn’t cover.

Cheap SR-22 Insurance in Lima, 45804

SR-22 insurance is a requirement for any Ohio driver who’s been convicted of a serious driving infraction, like a DUI or driving without a license. To remove all the restrictions from your license, you’ll need to file a form proving you have adequate protection for at least three years. Keeping up with your SR-22 ensures you meet state requirements as a high-risk driver while limiting your financial liability on the road.

Cheap Auto Insurance in Lima, 45804

Ohio requires all drivers to carry coverage. If you live in Lima, you’ll need a liability policy that includes at least $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,000 in property damage coverage. Upgrades include comprehensive, uninsured motorist protection, and even full coverage plans that can pay for both your expenses and the other driver’s costs.

How Can I Get Cheap Car Insurance in Lima | 45804?

Getting the cheapest car insurance in Lima starts with talking to a knowledgeable Acceptance agent. Premiums can vary from plan to plan, and your risk level as a driver can also impact your total costs. Regardless of your situation, the Acceptance team will research rates from various carriers to maximize your savings. Once your agent provides you with a shortlist of discounted quotes, you can just pick the coverage option that fits in with your budget.

Can I Save More if I Bundle My Insurance?

Bundling is one of the easiest ways to get a significant discount on your policy. If you rent a home and drive a car, you can already benefit from having multiple policies. Why not bundle them together for extra savings? Discounts vary, but you can get 5% to 10% off your total premiums from both policies when you set them up as a bundle.

Get Cheap Car Coverage at 2308 Harding Hwy, Lima, Ohio 45804 Today!

Come see the Acceptance team at 2308 Harding Highway, Lima, Ohio 45804, call us at 419-481-8027, or explore our website to discover how you can start saving on your daily security. From covering your car to protecting your home, we care about safeguarding the things that matter most to you.

Facts About Insurance Rates in Lima 45804

What is the Average Cost of Auto Insurance in 45804?

The average cost of car insurance in the 45804 zip code is $25 per month for liability coverage and $84 per month for full insurance plans.

What is the Average Cost of Motorcycle Insurance in Lima 45804?

If you live in Ohio, motorcycle coverage costs an average of $10 per month for liability plans and $26 per month for full protection.

How Can Insurance Agents Help Find Me Car Insurance Discounts in Lima?

By working with an Acceptance agent, you can get specialized advice on the different discounts that may be available to you. Here are a few examples:

• Good Student Discounts: Are you in school? You can submit a report card with good grades to your insurer for an extra discount.
• Clean Record Discounts: If you’ve never caused an accident or gotten a ticket, you could qualify for a lower premium due to your safe driving habits.
• Professional Discounts: Some insurers offer extra savings to professionals like nurses and firefighters as a way to give back to the community.