Skip to main content

Lake City Insurance Florida 32055

2218 W US Hwy 90 Ste 105, Lake City, Florida, 32055
386-234-3003

This location has closed. Due to severe weather, many Florida offices are temporarily closed for everyone's safety. Our team is available by phone for any insurance needs. Stay safe.

Welcome to Our Insurance Office at 2218 W US Hwy 90, Lake City, FL 32055

Driving on I-75 or to Jacksonville on Highway 90 means you know it's vital to have good car coverage in Lake City. And why pay more when you would rather pay less for any kind of insurance you need in Florida? Welcome to Acceptance, where you can find affordable policies for all your needs, whether it’s car, renters, motorcycle, or SR-22 coverage. Agents live in the 32055 area, making the process more personal. You can get a quick quote that fits your budget when you stop by the office. Acceptance is located at 2218 W US Highway 90, Lake City, Florida 32055, across from Florida Gateway Fairgrounds. You can cover your rental near Lake De Soto with the savings you secure. There’s a reason Lake City residents are making the switch, and you too can save on your daily protection.

How to Get to the Acceptance Office in Lake City, FL 32055

Ready, set, and go to 2218 W US Highway 90, Lake City, Florida 32055, by setting your GPS to that address. You can then talk to Acceptance team members about securing an affordable car insurance policy.

You can also make your way to the office from either of these locations:

From Five Points
  • Head south on US-441 S toward SW Dante Terrace
  • Turn right onto NW Long Street
  • Turn left at the 2nd cross street onto Louisiana Street/NW Main Boulevard
  • Continue to follow NW Main Boulevard Pass by Hardee’s (on the right in 0.7 mi)
  • Turn right onto US-90 W/W Duval St
  • Continue to follow US-90 W
  • Turn left onto SW Bamboo Way. Your destination will be on the left
From Wellborn
  • Head east on 8th Avenue toward 11th Avenue
  • Turn right onto 11th Avenue
  • Turn left at the first cross street onto Co Rd 10A
  • Turn left onto US-90 E/W US Highway 90. Pass by Domino's Pizza (on the right in 8 mi)
  • Turn right onto SW Bamboo Way. Your destination will be on the left

Located near Walgreens, Aldi, Home Depot, and more, Acceptance Insurance is easy to find. If you need additional directions, give the office a call at 386-234-3003.

Reasons to Choose Acceptance Insurance

Find more than cheap auto insurance in Lake City. With Acceptance, you’ll find core values such as the following:

  • Affordability: You’ll receive multiple quotes for various policy types. This allows you to select the most affordable plan for your needs.
  • Convenience: Having so many options at your fingertips without doing all the work is convenient.
  • Neighborly: Acceptance is your neighborhood company, conveniently located right where you live.

Acceptance Offers Multiple Types of Insurance Plans in Lake City

When you connect with Acceptance, you will find the most affordable car insurance in Florida. If you are part of the 12,000-plus people who reside in Lake City, then you value getting budget-friendly coverage for all your policy needs. Whether you need renters, car, motorcycle insurance, or SR-22, they can protect you with a solid policy.

Affordable Motorcycle Insurance in Lake City, 32055

If you own one of the 637,500 registered motorcycles in Florida, then you certainly want to review your policy. If you don’t have insurance for your bike, obtaining coverage is a wise choice with that many bikes on the roads.

An Acceptance team member will review the different motorcycle policy options available. You can opt for liability only, which will protect you from getting sued if you cause an accident that results in damage or injuries. If you want more security and safety while riding your motorcycle in Florida, then you may choose to purchase the full coverage plan.

Low-Cost Renters Insurance in Lake City, 32055

Florida doesn’t have any laws requiring that you purchase renters insurance. However, you should double-check your lease to find out whether your landlord requires it. Even if your landlord doesn’t require it, you may benefit from obtaining renters insurance, because your landlord’s policy won’t cover your personal property in case of an emergency.

A renters policy can protect your personal property in case a disaster strikes or you’re a victim of theft. Other instances may also be considered covered issues. Be sure to discuss this with your Acceptance agent.

Cheap SR-22 Insurance in Lake City, 32055

Florida requires certain drivers to carry an SR-22 certificate. This is simply a document proving you have auto coverage that meets the state's minimum requirements. You can get this form from your insurer, which will then file it with the Department of Motor Vehicles.

If you’re not sure whether you need an SR-22, an Acceptance agent will help you sort things out so you’re compliant. You may need to carry an SR-22 if you’ve been convicted of serious driving violations, such as a DUI, driving without proper coverage (especially if you cause an accident), or reckless driving.

Cheap Auto Insurance in Lake City, 32055

According to Florida law, car drivers must carry a state minimum liability policy. This includes coverage for the other party’s damages and injuries in an accident you cause. The minimum amount you must carry includes $10,000 of personal injury protection (PIP) coverage and $10,000 of property damage liability insurance.

You may wish to upgrade your policy to a full coverage plan so that financial consequences are minimized if you cause an accident. Full auto insurance will help with the cost of your injuries and personal property damage instead of only covering the other person’s expenses.

How Can I Get Cheap Car Insurance in Lake City | 32055?

Find the cheapest car insurance in Lake City when you work with Acceptance. Your rates are based on various factors, but you can count on an agent to get you a competitive quote. A team member will also compare a liability policy with a full coverage plan. These two plans have different features and price points.

Other factors that influence price include your age, driving record, location, car type, and more. You can set up your annual premium to be paid in monthly installments, making a full coverage plan manageable.

Can I Save More if I Bundle My Insurance?

An Acceptance team member can review the benefits of bundling your policies. Bundling involves combining two or more policies with the same insurance company.

For example, you may have auto and renters coverage with different carriers. Combining these two policies can provide a discount of 5%-10%. If you only have one policy but would like to purchase another one, this is an ideal way to make it affordable.

Get Cheap Car Coverage at 2218 W US Hwy 90, Lake City, FL 32055 Today!

Head over to your local Acceptance office at 2218 W US Highway 90, Lake City, Florida 32055. Our agents are trained to find the best prices for your budget. We search various policies and competitors to ensure you don’t overpay for insurance.

You can find whatever type of coverage you need at our Lake City Acceptance office. Agents will give you a quick quote for renters, auto, motorcycle, or SR-22 policies. Give the office a call at 386-234-3003 if you have any questions about our products or prices. You can also get a free quote on our website.

Facts About Insurance Rates in Lake City 32055

What Is the Average Cost of Auto Insurance in 32055?

Securing a liability auto policy will cost approximately $65 per month in Lake City. A full coverage plan will cost about $201 per month.

What Is the Average Cost of Motorcycle Insurance in Lake City 32055?

The average cost of full coverage motorcycle insurance in Florida is about $54 per month.

How Can Insurance Agents Help Find Me Car Insurance Discounts in Lake City?

Acceptance agents can help you lower your premiums even further by searching for eligible discounts. Some of these discounts include:

  • Low mileage discount: If you keep the mileage low on your vehicle, you may be able to qualify for this discount.
  • Autopay discount: Enroll in automatic payments and lower your bill even more.
  • Multi-car discount: If you have more than one vehicle, be sure to check with an agent about a multi-car discount.